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Flying abroad can be overwhelming if you haven’t done it before. Here you will find some useful tips and important suggestions that we hope will help.

You will get important information about living abroad, student life at your institution, adjusting to the culture and dealing with homesickness. You will also have the chance to connect with other students, including alumni, current students and future classmates.

Our team will help you with ticketing, foreign exchange, travel insurance, opening a bank account and international calling cards.

Before setting off on any trip, it is always a good idea to have a checklist to stay organised. Use the list below to make sure you have everything you need before departure.

Check for the following before you leave:

• Updated passport
• Valid ID showing proof of age/student status
• Plane ticket
• Traveller’s cheques, and credit/debit cards that are accepted at your destination
• Prescription medicines (a supply large enough to last for your time abroad)
• AC adapter for electrical appliances, if needed
• Guidebook for your study-abroad destination
• Metro plan and a map of your destination
• Any emergency contact information you might need

What is a statement of purpose?

The Statement of Purpose (SOP) is the single most important part of your application. It is your chance to speak directly to the admissions committee:

• To tell the committee who you are, what has shaped your career path so far, your professional interests, and where you plan to go from here.
• To make yourself stand out from the many similarly qualified candidates.
• To convince the committee that you have the spark, the thirst for knowledge, that will add value to the class.

Things to keep in mind

• The admissions committee will read between the lines for your motivation, competence and potential as a student.
• Present everything in a positive light, and write in the active voice, not the passive.
• Show everything through examples. Don’t simply say you are persistent; show it.
• If something important affected your grades, such as financial hardship, illness or excessive work, mention it, but write about it positively, showing your perseverance.
• Make sure everything is connected, with continuity and focus.

Writing the statement of purpose

1. Open strongly. The first sentence is the most important: it is your introduction and should hook the reader from the start. Write a strong opening paragraph of five sentences or fewer. Briefly explain who you are, where you are from, why you have chosen the field you are applying to, and why this university is among your first choices. Make it count, so the reader wants to keep reading.
2. Summarise what you did as an undergraduate. Mention any important paper or thesis project you completed, and anything scholarly beyond your curriculum requirements.
3. Describe your work experience, especially any responsibility for testing, designing, researching or interning in an area similar to what you wish to study in graduate school, and describe your current activities. If you graduated and worked before returning to study, explain what you have been doing: the company or non-profit, your work/design team, your responsibilities and what you learned. You can also explain how this helped you focus your graduate studies.
4. Elaborate on the topic you wish to pursue in graduate school. Describe in more detail what you would like to study: name an area of interest, then set out the questions, concerns and thoughts you have about it.
5. Research the departments. Look online for information about the departments you are interested in, and about their professors and research. If any professor’s research interests match yours, mention this.
6. End positively, showing your excitement and readiness for the challenges ahead.
7. Thank the admissions committee for their time.

With universities abroad opening up attractive professional opportunities, more and more Indian students are preparing for life in a new country. As numbers rise every day, so does the demand for financial aid. Grants are the ideal choice, but the huge competition for them puts many students off. In that case, an education loan is the best way to fund your studies abroad. But whom should you approach for one?

When arranging funds to study abroad, students usually think first of scholarships and financial aid. However, given the huge number of applicants and the competition in international education, it is not always possible to secure them.

This makes an education loan an easier way to secure funds. Here is why you should consider applying for an education loan to study abroad:

• Education loans are a priority sector in which the Reserve Bank of India requires banks to lend.
• Students taking an education loan to study abroad can claim tax benefits under Section 80E of the Income Tax Act, 1961. Key points:
  • The loan must be taken from an approved financial institution.
  • The loan must be for full-time study in a graduate or postgraduate course.
  • The deduction is allowed for a continuous period of eight years.

Education loans usually cover:

• Institution fees
• Hostel fees
• Examination fees
• Library and laboratory fees
• Purchase of books
• Equipment and instruments
• Caution or refundable deposit
• Passage money (travel) to the host country

Most banks give 7 to 12 years to repay an education loan, and students can expect loans of at least ₹20–40 lakh to study abroad.

Credila education loans

Credila, a subsidiary of HDFC, is the only lender in India focused exclusively on education loans. As a specialised education-loan lender, Credila offers loans to:

• Indian students going overseas
• Indian students already in the USA

Credila says it can issue a sanction letter to a student who wishes to study abroad even before he or she applies to the institution. Credila processes loans from ₹1,00,000 up to, or above, ₹20,00,000.

Credila covers the following costs:

• Tuition fees as set by the college/university.
• Up to 100% of other expenses, including living and hostel expenses, examination fees, library/laboratory fees, books, equipment, instruments and uniforms, passage money for studies abroad, and computers/laptops needed to complete the course.
• Travel fare, limited to one economy-class return ticket between India and the country of study, if applicable.

Benefits:

• Tax benefits under Section 80E of the Income Tax Act of India
• Education loan “home delivered”
• Flexible choice of repayment terms
• Loans of up to 100% of educational expenses, with no margin money required
• Flexibility on collateral security
• Loan sanction before admission
• Co-borrowers from multiple cities accepted

Don’t wait until the last minute to apply for an education loan. Delays in getting a loan can cost you your dream of higher education.

For more details, please contact:

Golden Globe Overseas Consultants

• Phone: 9912008111, 9912008222
• Email: info@goldenglobeoverseas.com